RetireSmart — Retire Planner

Will your savings last through retirement? RetireSmart gives you the answer — visually and clearly.
 
Unlike complicated spreadsheets or expensive financial advisors, RetireSmart lets you build retirement scenarios in minutes. Adjust your savings, growth rates, Social Security benefits, tax rates, and monthly budget to see exactly what happens to your money year by year.
 
Whether you’re five years from retirement or already living on a fixed income, RetireSmart shows you the truth about your money — no guesswork, no jargon, just clear numbers and charts.
 
WHAT YOU CAN DO:
• Test different retirement strategies by adjusting 8 key variables
• See your balance, income, and expenses for every single year of retirement
• Visualize your savings trajectory with clear, interactive charts
• Compare income vs. budget to spot years where you may fall short
• Identify surpluses and shortfalls before they become problems
• Model different Social Security start ages (62, 67, or 70) and see the impact
• Factor in inflation, market returns, and tax rates for realistic projections
 
8 ADJUSTABLE VARIABLES:
• Current savings (401k, IRA, brokerage, and total nest egg)
• Annual growth rate (conservative, moderate, or aggressive portfolios)
• Monthly retirement budget (housing, food, healthcare, and lifestyle)
• Social Security benefit amount and start age
• Federal and state tax rates
• Inflation rate assumption
• Retirement start age
• Life expectancy for planning horizon
 
CLEAR YEAR-BY-YEAR PROJECTIONS:
• See your account balance at every age from retirement through the end of the plan
• Track annual income from all sources (withdrawals, Social Security, pensions)
• View annual expenses, including taxes and inflation adjustments
• Spot the exact year your money runs out — or confirm it never does
• Export-ready charts that make complex numbers easy to understand
 
WHO IT’S FOR:
• Planning to retire in the next 5–15 years and want to see if you’re on track
• Already retired and want to adjust your withdrawal strategy
• Couples planning retirement together who need a shared picture
• Financial planners who want a quick visualization tool for client conversations
• Anyone with a 401k, IRA, or pension who wants to understand their future income
 
COMPARE SCENARIOS:
• What if you retire at 62 vs. 67?
• What if the market returns 5% instead of 7%?
• What if you cut your budget by $500/month?
• What if you delay Social Security to age 70?
• Test every scenario and see the outcome in seconds
 
Your data stays on your device. No account required. No subscriptions. No financial data shared with anyone. Just clear answers about your financial future.
 
Download RetireSmart and see your retirement clearly.

  **YOUR DATA, YOUR DEVICE**

  We take privacy seriously. RetireSmart never transmits your financial information anywhere. All calculations happen on
  your device, and your data never leaves it. No account required, no cloud storage, no tracking.

  **ACTIVELY DEVELOPED**

  We're constantly improving RetireSmart based on user feedback. Have a feature request or suggestion? We'd love to hear
  from you!

  **DOWNLOAD TODAY**

  Start planning your retirement with confidence. Download RetireSmart and take control of your financial future.

  No subscriptions. No ads. No data collection. Just powerful retirement planning tools.

LICENSED APPLICATION END USER LICENSE AGREEMENT: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy:  https://www.adanatech.com/retiresmartprivacypolicy