Penniva

Penniva is a private, local-first budgeting app for tracking everyday money without turning your finances into a spreadsheet project.

Use Penniva to:
- Track income, expenses, transfers, and recurring bills
- Import CSV and QIF transaction files
- Review spending by category and month
- See cash flow trends across income and expenses
- Manage accounts, debts, and net worth
- Create rules that clean up merchants and categories automatically
- Keep your budget data on your device

Penniva is designed for people who want a clear picture of where money is going, what is coming next, and what needs attention today.

Privacy first:
Penniva does not require an account for the current release. Your budgeting data is stored locally on your device. Import processing happens on device.

Note: Penniva is a tracking and planning tool. It does not provide financial advice, banking services, investment advice, tax advice, or credit services.