Tally shows you exactly what will be left in your pocket at the end of the month. It replaces the spreadsheet.
• Enter your income and expenses; see your "confirmed remaining" and "estimated remaining" update live.
• Variable bills (electricity, water, gas) are estimated automatically from the average of the last 3 months.
• Track your loans and calculate how much interest and time an early payoff would save you.
• Payment reminders, multi-month trends, category breakdown.
Privacy first: all your data stays only on your phone. No server, no tracking, no bank connection.
Tally gives no financial advice; it only does math on the numbers you enter. Interest figures are estimates.