Finance Assistant Pro

# Finance Assistant Pro

Finance Assistant Pro is a complete personal finance dashboard built for professionals who want full control of their finances without connecting bank accounts.

Track income, expenses, assets, liabilities, mortgages, pensions, investments and net worth in one secure app.

**SIMPLE & PRO MODES**

Choose the experience that suits you.

• Simple Mode for a clean two-screen overview
• Pro Mode unlocks 14 powerful sections including mortgage tools, pension planning, investments and tax calculators

**FINANCIAL DASHBOARD**

• Real-time net worth tracking
• Monthly income and expense tracking
• Savings rate and budget insights
• Historical snapshots and trends
• Assets and liabilities
• Financial targets and progress
• Upcoming bills and reminders

**INCOME & PAYSLIPS**

• Monthly payslip tracking
• Tax, National Insurance, pension and take-home pay breakdown
• Support for two jobs
• Year-to-date summaries
• Income history
• AI-powered payslip scanner that extracts figures automatically from a photo

**EXPENSES & BILLS**

• Category-based expense tracking
• Annual bills with monthly cost view
• Due date countdowns and reminders
• Budget monitoring and spending analysis

**ASSETS & MORTGAGES**

Track savings, property, ISAs, pensions, investments, cash, gold, vehicles, loans and more.

Mortgage tools include:

• Equity and LTV tracking
• Remaining balance
• Live Bank of England base rate
• Overpayment calculator
• Interest savings projections
• Rate change simulations
• 2–20 year amortisation projections
• Stamp Duty calculator

**RETIREMENT PLANNING**

• NHS Pension modelling (1995, 2008 & 2015 schemes)
• Workplace and Defined Contribution pensions
• Private Pension / SIPP tracking
• Employer contribution modelling
• Retirement income projections
• Growth charts
• State Pension estimates
• ISA allowance monitoring
• Vanguard fund tracking

**TAX TOOLS**

• UK PAYE calculator
• National Insurance calculations
• Student Loan calculations
• Pension tax relief
• Self Assessment helper
• Pakistan tax calculator
• Norway tax calculator (Standard & Kildeskatt)

**GOLD & ZAKAT**

• Track 18ct, 20ct and 22ct gold holdings
• Live UK gold prices updated daily
• Automatic valuation

Zakat calculator featuring:

• Hijri calendar support
• Nisab threshold monitoring
• Cash, investments, gold and savings tracking
• Multi-currency calculations

**AI FINANCIAL COACH**

Ask questions about your own finances using your actual financial data.

Examples include:

• Can I afford a house?
• What happens if I overpay my mortgage?
• Am I saving enough for retirement?
• How much should I invest each month?

Receive personalised financial insights.

**UK FINANCIAL BENCHMARKS**

Compare your savings rate, emergency fund and net worth against UK financial benchmarks.

**MULTI-CURRENCY**

Supports GBP, USD, NOK and PKR with automatic conversion using live exchange rates.

**APPLE WATCH**

View your:

• Net worth
• Savings rate
• Monthly headroom
• Upcoming bills

Automatically syncs with your iPhone.

**EXPORT & BACKUP**

• JSON backup and restore
• CSV export
• PDF financial reports
• Native iOS Share Sheet support

**PRIVACY FIRST**

• Face ID / Touch ID biometric protection
• End-to-end encrypted cloud sync
• No bank connections required
• No ads, no tracking and no data selling
• Full data export, import and in-app deletion
• Developed in accordance with GDPR guidance, with appropriate measures implemented to support user privacy, data protection and data subject rights.

Built by an NHS consultant who wanted a better way to manage personal finances across multiple income streams, pensions, investments and currencies.

Finance Assistant Pro syncs across your Apple devices and is free to use.

**Disclaimer:** Finance Assistant Pro is intended for personal reference and educational purposes only. It does not provide financial, investment, tax or legal advice.