Managing money used to mean spreadsheets, receipts, and apps that feel like homework
Managing money used to mean spreadsheets, receipts, and apps that feel like homework. Monflow is different — it's the finance app you actually talk to.
Just say it:
• "I spent 40 on dinner." → logged and categorized, instantly.
• "How much did I spend on food this month?" → a straight answer.
• "Can I afford a €900 trip?" → real reasoning against your actual money.
Your money, finally in plain conversation.
EVERYTHING IN ONE PLACE
• Live net worth across all your accounts
• A single Financial Health score — your finances in one number
• Analytics that show where your money really goes
• Subscriptions tracked so nothing slips through
• Goals with clear progress
• Personalized AI insights, every month
TALK OR TYPE
Log expenses, check balances, plan purchases — by voice or text, in seconds. Monflow's AI understands you and does the work.
BUILT FOR EVERY DAY
A one-minute daily rhythm that keeps you on top of your money — with streaks to keep you going.
MONFLOW PLUS
Unlock real-time voice, unlimited AI, monthly insights and more.
Your money, in conversation. Download Monflow and just talk.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.monflow.es/privacy