BudgetArk

BudgetArk is a free, private, open-source personal finance app built for people who want control without subscriptions, ads, or account signups.

Track your money in one place:  
- Debt tracking with progress insights  
- Budget planning by category  
- Investment projection tools  
- Flexible currency and locale formatting  
- Couples-friendly debt ownership and payoff planning
  
Privacy first:  
- No sign-up required  
- No cloud account required  
- Data stored locally on your device  
- Export and import your data whenever you want
  
Debt tools that help you take action:  
- Avalanche and Snowball payoff strategies  
- Separate debt types for smarter Snowball ordering  
- Owner tags (Mine, Partner, Joint)  
- Bulk debt type review tools
  
Budgeting made practical:  
- Fast entry flow with month selection  
- Categories including Grocery, Restaurant, Tech, Giving, Retirement, and Investing  
- One-time helper to split older Food entries into Grocery or Restaurant
  
Built with the community:  
BudgetArk is open source, and your feedback helps shape what comes next.  
You can suggest feature ideas and improvements through the project repository and support channels.

Whether you’re paying down debt, building better habits, or planning long-term wealth, BudgetArk keeps your financial data private and your workflow simple.

Issues: let me know at https://github.com/RickeyNet/BudgetArk/issues

Feature requests: Suggest ideas at https://github.com/RickeyNet/BudgetArk/discussions