BudgetDaily

BudgetDaily is a private, offline-first budget and net worth tracker for iPhone. No accounts to create, no servers, no analytics, no ads — just you and your money.

Built for people who want complete control of their finances and complete control of their data. Everything lives on your device; sync is optional and goes only to your own private iCloud.

--- TRACK EVERYTHING ---
• Track cash, bank, credit, loan, and investment accounts, plus savings goals
• 40+ currencies with cross-currency transfers and adjustable rates
• Recurring transactions with a subscription tracker, countdown badges and pause/resume
• Split expenses — equal or custom shares with repayment tracking
• Date-pending transactions — record expected expenses before they happen
• Loan management — repayments, interest and maturity dates
• Investment portfolio — cost basis, returns and performance sparklines
• Receipt capture and storage
• Account tags to segment and filter your accounts

--- BUDGET SMARTER ---
• Flexible budget periods — weekly, fortnightly, monthly or custom, with calendar alignment
• Daily rate pacing — see exactly how much you can spend today to stay on track
• Budget groups for hierarchical organisation
• Shared budgets (Pro) — share a read-only view with family or housemates
• 350+ category icons with keyword search
• Analytics and insights — spending trends, category breakdowns, budget performance and net worth
• Savings goals with targets, deadlines, budget linking and trend charts
• Financial health summary — recurring income vs committed expenses vs free to spend
• Scheduled forecast — project balances forward with upcoming bills and pay runs
• Step-by-step bank reconciliation

--- STAY IN CONTROL ---
• Offline-first — works without internet, no account required
• App lock with Face ID, Touch ID or PIN plus a privacy screen
• Backup and restore — local backup files, CSV export/import, Recently Deleted recovery, and optional auto cloud backup (Pro)
• Home Screen widgets — balances, budgets, pending confirmations and scheduled transactions (Pro)
• Smart local notifications — confirmation, awareness and investment reminders
• Full activity log with field-level audit trail

--- PRIVACY IS THE FOUNDATION ---
• No analytics, no tracking, no advertising SDKs — ever
• Your data stays on your device, or in your private iCloud if you enable sync or backup
• No servers operated by us, no data collection
• Optional iCloud Sync goes only to your own private container
• Open about exactly what we store and where

--- BUDGETDAILY PRO ---
Free to use forever. Upgrade for more power:
• Unlimited accounts and budgets
• Custom categories
• iCloud Sync across devices
• Auto cloud backup and restore
• Shared budgets
• Home Screen widgets
• Family Sharing included

Pro is an auto-renewable monthly subscription. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in iOS Settings → Apple ID → Subscriptions.

Terms of Use: https://budgetdaily.github.io/app/terms.html
Privacy Policy: https://budgetdaily.github.io/app/privacy.html
Support: https://budgetdaily.github.io/app/support.html