Penny is your AI-powered expense tracker built specifically for self-incorporated software professionals in Canada
Penny is your AI-powered expense tracker built specifically for self-incorporated software professionals in Canada. Snap a receipt or describe an expense in plain language — Penny's AI instantly categorizes it using official CRA T2125 tax categories, so you're always tax-ready.
KEY FEATURES
AI Expense Tracking
• Describe expenses naturally: "Lunch at Tim Hortons $14.50"
• Snap receipt photos — AI extracts vendor, amount, date, and category
• Powered by Google Gemini for accurate, instant analysis
Smart Budgets
• Set monthly limits per category with real-time progress tracking
• Visual progress rings and status badges (Safe, Warning, Critical)
• Get alerts before you overspend
Canadian Tax Categories
• All 38 CRA T2125 categories built in
• General business, home office, and vehicle expenses
• Tax-ready categorization from day one
Group Expenses
• Create groups for family, business, or projects
• Role-based permissions (owner, admin, member, viewer)
• Expense approval workflows for teams
Income & Savings
• Track multiple income sources with frequency calculations
• Set savings goals with progress tracking and priorities
• Monthly contribution targets and on-track indicators
Dashboard & Insights
• Visual spending breakdown by category
• Cash flow chart (income vs expenses)
• Period comparison and trend analysis
• Natural language search across all expenses
Security & Privacy
• Face ID / Touch ID biometric login
• Firebase Authentication with encrypted data
• Your financial data stays private
Built with Flutter for a premium, native iOS experience.