CaratPay

CaratPay – Digital Platform for Retail Jewellers

CaratPay is a digital platform built exclusively for retail jewellers to manage gold savings plans, customer workflows, and bullion operations in a simple and structured way.

Designed as a jeweller-first solution, CaratPay enables businesses to digitise their gold savings ecosystem while maintaining full control over customer relationships.

What you can do with CaratPay

• Launch your own white-label gold savings app
• Digitally onboard and manage customers
• Enable real-time and automated savings plans
• Support real-time gold booking for customers
• Track transactions, instalments, and activity logs
• Request physical gold delivery as per your process

Gold savings, simplified

CaratPay helps jewellers organise and track gold savings schemes operated by them.

• View customer savings balances
• Monitor instalments and booking history
• Maintain structured and transparent records

All savings plans are fully managed by jewellers independently.

Built for operational efficiency

Bring your day-to-day gold operations into one place with tools designed for clarity, control, and scalability.

CaratPay acts as an operational platform and does not function as a consumer investment or trading app.

Important Disclosures

• CaratPay does not offer investment products
• CaratPay does not promise returns or appreciation
• CaratPay does not provide financial advice
• CaratPay does not offer lending or credit facilities
• All gold savings schemes are managed independently by jewellers