Koko: Debt Tracker & Alarm

**Koko is your simple utang, debt and payment manager that helps you remember what you owe, when it’s due, and what you’ve already paid.**

Whether it’s utang to a friend, a loan, a credit card, a monthly bill, or a hulugan payment, Koko keeps everything organized in one place and reminds you when it’s time to pay.

**Never forget an important payment again.**

### NEVER FORGET YOUR UTANG AND BILLS

**Payment Alarms**

Set a reminder for your debt, utang, bill, loan, subscription, or hulugan payment.

Choose when you want to be reminded and how often.

Koko can continue reminding you until you mark the payment as **Paid**, helping you stay ahead of forgotten and overdue payments.

Track things like:

• Utang from friends or family
• Personal loans
• Credit card payments
• Bills and utilities
• Installments and hulugan
• Subscriptions
• Money you need to pay back
• Other recurring or one-time payments

### KNOW EXACTLY WHAT YOU OWE

**Payables and Balances**

Keep all your payables in one place.

See what needs to be paid, when it is due, how much you still owe, and how much you have already paid.

Record **full or partial payments** and keep track of your remaining balance.

No more searching through notes, messages, screenshots, or memory to remember what you owe.

### WATCH YOUR DEBT GO DOWN

**Repayment Progress**

Track your progress as you pay your debts and loans.

See:

• Total amount owed
• Amount already paid
• Remaining balance
• Upcoming payments
• Payment history

Every payment brings you closer to being debt-free.

### KEEP A RECORD OF YOUR PAYMENTS

**History and Receipts**

Keep your payment history organized so you can check what you paid and when.

Whether you are paying a loan, credit card, bill, installment, or personal utang, Koko gives you a simple record of your payments.

### MANAGE YOUR FAMILY PAYMENTS TOGETHER

**Household**

Share selected payables with your partner or family and keep shared bills and payments organized.

Coordinate household payments without constantly asking:

**“Bayad na ba?”**

Share only the payables you want your household members to monitor.

### UNDERSTAND YOUR MONEY

**Income, Living Costs and Analytics**

Add your income and regular living expenses to see how much money remains after your upcoming payments.

Get a simple view of:

• Money coming in
• Living costs
• Upcoming payments
• Money going out
• Remaining budget

Know what needs to be paid before you spend what is left.

### KEEP YOUR DATA AVAILABLE

**Cloud Sync and Backup**

Keep your Koko information available when you need it.

Sync your data across supported devices and use backup and restore to help protect your payment information, balances, and history.

### KEEP YOUR FINANCES PRIVATE

**4-Digit PIN Protection**

Protect your Koko information with a 4-digit PIN and help prevent unauthorized people from opening your financial records.

### SIMPLE, PERSONAL AND EASY TO USE

Koko is designed for people who want a simple way to manage **utang, debts, bills, loans, credit cards, installments, and household payments** without complicated financial tools.

Use dark mode and color themes to make Koko feel personal.

And whenever you finish paying a debt, your friendly Koko bird is there to celebrate your progress.

### MADE FOR REAL-LIFE FILIPINO PAYMENTS

Koko can help you keep track of everyday financial commitments, whether you're:

• Paying off a personal loan
• Managing credit card debt
• Tracking monthly bills
• Paying a hulugan
• Remembering money you borrowed
• Keeping track of utang from friends or family
• Managing shared household payments
• Planning what needs to be paid each month

**Track your utang. Remember your payments. Stay in control.**

Download Koko and keep your debts, bills, loans and payments organized in one place.

Privacy Policy: https://conciao.github.io/koko/privacy/
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/