Zentavo is a personal finance app that puts you in control of your money — without linking your bank accounts
Zentavo is a personal finance app that puts you in control of your money — without linking your bank accounts.
Track your income and expenses, set monthly budgets by category, manage subscriptions, and build a clear picture of your financial health. Zentavo also helps you tackle debt with built-in Snowball and Avalanche payoff strategies, showing you exactly how long it will take to become debt-free and how much interest you'll save.
Features:
Dashboard with net worth, savings, and budget tracking at a glance
Category-based budgeting with auto-calculated totals
Individual subscription tracking with billing dates and due reminders
Debt management with Snowball and Avalanche payoff comparisons
Savings goals to help you plan for what matters
Income calculator for hourly workers with multiple income sources
Weekly and monthly spending charts
Day streak to keep you engaged with your finances
Dark theme designed for comfortable daily use
All your data stays on your device — no bank login required
Whether you are paying off debt, building savings, or just trying to understand where your money goes, Zentavo gives you the tools to take control.