OjaCircle

OjaCircle — Save together with people you trust.

A modern home for ajo, esusu, susu, and chama: the rotating savings traditions where members contribute on a schedule and take turns receiving the pooled payout.

Start a circle with friends, family, or community. The app handles rotations, reminders, and contribution tracking — no spreadsheets, no chasing.

Features

Multi-currency wallet (NGN, USD, GBP, KES, GHS, ZAR)
Real-time contribution and payout tracking
Rewards for consistent participation
Referral program
Trust scores built from contribution history
Identity verification
Bank deposits and withdrawals
Smart reminders
Built for community — from Lagos and Accra to London and New York. 
Modern security with encryption and fraud monitoring.

Start saving together today.

Terms of Use: https://ojacircle.com/terms · Privacy Policy: https://ojacircle.com/privacy