BudgetGPA — Smart budgeting designed for college students.
Track every dollar, plan your semesters, earn your Financial GPA, and discover your spending personality — all on your device with zero accounts required.
FEATURES:
• Track expenses and income with 12 student-focused categories
• Weekly Challenge with streak tracking to build better habits
• Financial GPA (0.0–4.0) grades your budget adherence each semester
• Spending DNA Quiz reveals your money personality
• Scholarship ROI Calculator shows your $/hr from applications
• Peer Benchmarks compare your spending to national student averages
• Semester cost planning with actual vs planned tracking
• Income Stream Builder with Financial Independence meter
• Smart merchant detection auto-categorizes your spending
• Split transactions across multiple categories
• Recurring transaction automation
• Home screen widget
• Dark mode support
PSYCHOLOGY-DRIVEN DESIGN:
Built on behavioral science research. Contextual nudges, identity-based motivation, and gamification help you build lasting financial habits — not just track numbers.
PRIVACY FIRST:
All data stays on your device. No accounts, no cloud sync, no tracking. Delete the app = delete all data.
Built for students, by students.