PennyTrac is your complete personal finance tracker—everything in one place, all processed safely on your device
PennyTrac is your complete personal finance tracker—everything in one place, all processed safely on your device. SEE THE FULL PICTURE • Dashboard with monthly and custom date ranges • Charts for spending, income, and categories • Net worth tracking across assets, investments, savings, and debt • Financial health alerts and insights TRACK EVERY PART OF YOUR MONEY • Income — salary, business, bonuses, tax, PF, deductions, recurring pay • Expenses — categories, subcategories, essential vs non-essential, recurring bills • Savings — accounts and goals • Investments — stocks, funds, recurring contributions, global exchanges • Assets — property, vehicles, and more • Debt — loans with EMI, interest, balance, and due dates • Insurance — life, health, auto, property, travel policies and premiums • Goals — targets, deadlines, and progress POWERFUL REPORTS • Analytics: cash flow, category breakdown, debt analysis, health scorecard • Monthly and yearly financial summaries • Dedicated income, expense, and goals reports • Export professional PDF reports for detailed analysis SMART & SECURE • Local notifications for bills, goals, spending, and milestones • Face ID / Touch ID or 6-digit PIN to lock the app • Multi-currency and regional formats (USD, EUR, INR, and more) • Import and export your data via CSV PRIVACY-FIRST BY DESIGN • Your financial records stay on your iPhone or iPad in local database. • No sign-in required to use the app; you enter and own your data. • Export, import, or delete all your data anytime from Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://github.com/ledgeitapp/privacy-url/blob/main/privacy.md PennyTrac is for personal tracking and informational reports only—not financial, tax, or investment advice. Always verify figures and consult qualified professionals for important decisions.