Schwab Mobile

Schwab Mobile

The Charles Schwab Corporation
4.8 3,355 Free

App information

Version
16.9.1
Download size
266.09MB
First released
2026-09-01
Developer
The Charles Schwab Corporation
Bundle ID
com.schwab.schwabmobile
Category
Finance (50,866)
Developer website
www.schwab.com
Store rating
★ 4.8 / 5 · 3,355 ratings

Screenshots

Screenshots come from the App Store listing. They are shown at full aspect ratio, never cropped. Click to enlarge.

Reviews & Analysis

4.83,355 ratings
5★ 255
4★ 55
3★ 54
2★ 57
1★ 151

These are collected review samples, not all reviews. The star breakdown is calculated from this sample.

User reviews

  • i dont normally but... ★☆☆☆☆ v16.9.0 2026-10-07

    Impossible to reset your password

    It’s impossible to reset the password on the mobile app. 2FA doesn’t generate the Text or email. A truly awful experience for something that should be so simple. Implement passkey or authentication app to make this easy.

  • Sean617 ★★☆☆☆ v16.9.0 2026-10-02

    Not as good as Fidelity

    Overall, your app doesn’t give me much information. It’s poorly laid out, confusing, and nowhere near the level that it should be for a company of your size. All you have to do is look at Fidelity’s app. and copy it

In-App Purchases 1 items · USD

Item

¥0CNY

About

SUMMARY

## 核心定位与痛点解决 Schwab Mobile 是嘉信理财移动入口,把证券、银行、交易、支票存款与外部账户聚合放在一个 App。它的价值是减少桌面依赖:已有 Schwab 用户可以查看资产、转入资金、零佣金交易股票和 ETF,并在外出时存票。评论则显示,用户最关心的不是功能列表,而是金融 App 的基本可靠性:能否登录、价格是否最新、下单是否可执行。对很多人来说,它更像账户查询器,而不是可信任的实时交易终端。 ## 核心功能与实测体验剖析 账户聚合和移动支票存款是相对稳定的功能。用户可在同一界面查看 Schwab 与外联账户,完成转账、余额查询和存票,适合需要管理多账户的人。问题在于数据新鲜度:多位用户反馈持仓页、观察列表和余额页刷新不及时,甚至需要关闭重开。若金额用于付款或订单判断,延迟会造成实际风险。 交易票支持股票、ETF 和期权。官方描述强调动态填充订单数据,但评论称不同页面价格不一致、替换订单卡顿、期权链滑动冻结、订单跳转错误。对偶发买卖,操作尚可;对止损、盘前盘后或多腿期权,稳定性和低延迟不足。 登录与认证是高频故障点。指纹/Face ID 虽被列出,但短信或邮件 2FA 失败、密码重置无法完成、旧 Workplace 或 TD Ameritrade 迁移账户无法登录等情况常见。强制更新与旧 iOS 不支持,也令存储不足或系统较老的用户被迫换机。频繁评分弹窗会打断交易流程,进一步削弱信任。 ## 客观优缺点权衡 (Pros & Cons) 优势:第一,账户与银行服务覆盖较全,可替代多个基础 App;第二,股票和 ETF 线上零佣金,期权每合约 0.65 美元,费用结构对长期交易者友好;第三,支票存款、转账和持仓查看对日常资金流有实用价值。 不足:第一,行情刷新与执行稳定性差,评论大量提及价格滞后、冻结和崩溃;第二,登录、重置密码和双因素验证失败,客服响应慢,关键时无法进入;第三,新版 UI 与强制更新造成信息读取困难和旧设备门槛,同时缺少中文界面。 ## 适用人群与选型边界 适合已有 Schwab 账户、偶尔查看资产、做非紧急股票或 ETF 交易、使用移动存款的用户。若你把 App 作为桌面端补充,可以接受。若你是日内交易者、期权链多腿策略执行者、依赖专业图表/Level 2 的用户,或仍期望 TD Ameritrade 级工具,不建议主用此 App。旧 iOS、中文界面需求和紧急客服场景也会放大不便。选型时应比较行情延迟、订单编辑、登录恢复、旧设备支持和中文本地化。 ## 编辑部综合裁定 (Verdict) Schwab Mobile 的长处来自 Schwab 账户与零佣金结构,而非移动交易体验。评论暴露的问题触及底线:报价不准、登录失败、交易卡顿、客服链路薄弱。对普通持有人,它可作辅助入口;下单前务必用网页或桌面端复核价格与订单状态。对活跃交易者,不建议将其作为主力交易 App。若留在嘉信体系,应保留 thinkorswim 或专业端作为执行通道。

FAQFAQPage

Who made it?

The developer is The Charles Schwab Corporation, and the app identifier is com.schwab.schwabmobile.

When was it first released?

It was first released on 2026-09-01, according to our own database record.

Does it have good ratings?

The App Store gives it 4.8 out of 5, from 3,355 ratings.

Every number in these answers comes from the data shown above on this page.